More recently, they’ve begun using mobile phones to purchase downloadable applications developed by third-party programmers for use on smartphones such as Apple’s (AAPL) iPhone and Research In Motion’s (RIMM) BlackBerry. … 28% of all handsets sold in the U.S. were smartphones , up from 19% a year earlier, according to consultant NPD Group. And more Americans will be able to gain access to the mobile Web soon. One-third of consumers without a Web-enabled phone plan to …

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Mobile commerce is gaining momentum as consumers get comfortable …

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